Workers’ Compensation Guide for Security Guards in California

Security guards in California are covered by workers’ compensation for injuries that happen on the job, including assault injuries, slip and fall, and vehicle accidents. This guide explains your rights, common injuries, how much you can get paid, special rules, and how to file a claim if you get hurt while working as a security guard in California.

1. Workers’ Comp Rights for Security Guards in California

If you are a security guard in California, you have the right to workers’ compensation benefits if you get injured or become ill because of your job. This includes physical injuries from assaults, falls, or car accidents while on duty. Your employer must provide workers’ comp insurance, which covers:

Medical treatment related to your injury
Temporary disability benefits if you cannot work
Permanent disability benefits if your injury causes lasting problems
Vocational rehabilitation if you need help returning to work
Death benefits for your family if you die from a work-related injury

You cannot be fired or punished for filing a workers’ comp claim. If you believe your employer is not following the law, you can contact the California Workers’ Compensation Board.

2. Most Common Injuries for Security Guards

Security guards face unique risks on the job. The most common injuries include:

Injury Type	Description	Example Scenario
Assault Injuries	Physical harm caused by attackers	Being punched or stabbed while on patrol
Slip and Fall	Injuries from slipping or tripping	Falling on wet floors or uneven surfaces
Vehicle Accidents	Injuries from car or motorcycle crashes	Crashing while driving to a job site or during patrol

These injuries can lead to broken bones, cuts, bruises, concussions, or more serious conditions. Immediate medical attention and reporting the injury are crucial.

3. How Much Will You Get Paid?

Workers’ compensation pays you a portion of your lost wages if you cannot work due to a work injury. In California, the benefit rate for temporary disability is 66.67% (two-thirds) of your average weekly wage, up to a maximum weekly benefit.

California Workers’ Comp Weekly Benefit Rates (2026)

Average Weekly Wage	Weekly Benefit (66.67%)	Notes
$1,000	$666.70	Below max limit
$2,500	$1,666.75	Below max limit
$3,000	$1,764.11 (max)	Maximum weekly benefit cap

Maximum weekly benefit for 2026: $1,764.11
Your benefits start after a 3-day waiting period unless you are hospitalized.

Source: California Workers’ Compensation Board

4. Special Rules for Security Guards in California

Independent Contractors

Many security guards work as independent contractors. California law (AB5) makes it harder for employers to classify workers as contractors if they perform work under the employer’s control. If you are misclassified as an independent contractor, you may not have workers’ comp coverage. It’s important to confirm your status and seek legal advice if unsure.

Union Coverage

Some security guards belong to unions that may have additional protections or benefits. Union contracts might provide extra insurance or legal help with workers’ comp claims.

Assault Injuries Presumption

California law provides a presumption that injuries from assaults during work are work-related, making it easier to get benefits for these injuries.

5. How to File a Claim

Follow these steps to file a workers’ comp claim as a security guard in California:

Report the Injury: Tell your employer or supervisor immediately, ideally in writing.
Seek Medical Care: Get treatment from a doctor approved by your employer or the workers’ comp insurance.
Fill Out a Claim Form: Your employer should give you a DWC-1 claim form. Complete and return it promptly.
Keep Records: Save all medical reports, bills, and correspondence related to your injury.
Follow Up: If your claim is delayed or denied, contact the California Workers’ Compensation Board or consult an attorney.

6. Frequently Asked Questions

What if I am assaulted while working as a security guard?
A: Assault injuries are covered by workers’ comp. California law presumes these injuries are work-related, so you should report and file a claim immediately.

Can I get benefits if I slip and fall on the job?
A: Yes. Slip and fall injuries during work are compensable under workers’ comp.

What if I’m an independent contractor?
A: Independent contractors usually do not have workers’ comp coverage. If you think you are misclassified, consult a workers’ comp lawyer.

How long do I have to file a claim?
A: You must report your injury to your employer within 30 days and file a claim within one year of the injury date.

Can I choose my own doctor?
A: Initially, your employer or insurer chooses the doctor. After 30 days, you may be able to switch to a doctor of your choice.

7. Get Help

If you are a security guard injured on the job in California, you do not have to navigate the workers’ comp system alone. You can:

Contact the California Workers’ Compensation Board at www.dir.ca.gov/dwc or call 1-800-736-7401
Speak with a workers’ compensation attorney experienced with security guard cases
Reach out to your union representative if you have one

Disclaimer: This guide is for informational purposes only and does not provide legal advice. Workers’ compensation laws can be complex and change frequently. For advice about your specific situation, please consult a qualified workers’ compensation attorney or the California Workers’ Compensation Board.

More California Workers Comp Resources

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